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BTGPactual

Brazil | 5-10 years |
Suspicious Regulatory License | Global Business | High potential risk

https://www.btgpactual.com/

Website

Rating Index

Influence

Influence

AA

Influence index NO.1

Brazil 9.38
Surpassed 15.50% brokers
Biz Area Search Statistics Advertising Social Media Index

Contact

+55 11 3383 2000
sac@btgpactual.com
https://www.btgpactual.com/
Av. Brigadeiro Faria Lima, 3.477 São Paulo

Licenses

No valid regulatory information, please be aware of the risk!

Warning: Low score, please stay away!
2025-09-13
  • It has been verified that this broker currently has no valid regulation. Please be aware of the risk!
2

Basic Information

Registered Region
Brazil
Operating Period
5-10 years
Company Name
BTGPactual
Customer Service Email Address
sac@btgpactual.com
Contact Number
+551133832000
Biz Area
Website
Company Summary
Wiki Q&A
Comment

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Official website

Website

btgpactual.com
107.154.107.245
Server Location
United States
ICP registration
--
Most visited countries/areas
--
Domain Effective Date
--
Website
--
Company
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Company Summary

BTGPactual Review Summary
Founded1983
Registered Country/RegionBrazil
RegulationNot regulated
Products and ServicesFixed Income, Treasury Direct, Investment Funds, Exchange, Cryptoassets, etc.
Demo Account
Trading PlatformBTG Banking App, BTG Investments App
Min DepositNo minimum
Customer SupportPhone: 4007-2511 / 0800-001-2511
WhatsApp: (11) 4007-2511

BTGPactual Information

Headquartered in Brazil, BTG Pactual is a multi-service financial platform founded in 1983 that provides a wide range of investing and banking products. Though it runs without control from Brazil's CVM or other major international organizations, which can worry certain customers, it helps zero-fee trading for numerous instruments and flexible accounts.

BTGPactual Information

Pros and Cons

ProsCons
Zero deposit and custody feesNot regulated
Wide range of products (10+ categories)No demo or Islamic (swap-free) account options
User-friendly apps for banking & investingNo MT4/MT5 or desktop trading support

Is BTGPactual Legit?

BTG Pactual is not regulated as a brokerage firm under Brazils primary financial authorities for retail trading, such as the Comissão de Valores Mobiliários (CVM). Additionally, it does not hold licenses from well-known global financial regulators such as the Financial Conduct Authority (FCA) in the UK or the Australian Securities and Investments Commission (ASIC).

Is BTGPactual Legit?

According to WHOIS records, the domain btgpactual.com was registered on April 20, 2009, and is currently active. It was last updated on March 19, 2025, and is valid until April 20, 2026.

Is BTGPactual Legit?

Products and Services

BTG Pactual provides a diverse mix of financial products and services in ten distinct areas, including fixed income, investment funds, exchange services, cryptoassets, and more.

Product/ServiceAvailable
Fixed Income
Treasury Direct
Investment Funds
Private Pensions
Exchange
COE
Invest Flex
Variable Income
Cryptoassets
Products and Services

Account Types

BTG Pactual provides three types of live accounts, each targeted to a specific user need: a normal checking account, an exclusive Ultrablue account, and an overseas resident account (CDE). The broker does not provide demo accounts or Islamic (swap-free) accounts.

Account TypeFeaturesSuitable For
Standard Checking AccountZero-fee account for payments, transfers, and daily financial needsEveryday users in Brazil
Ultrablue AccountPremium account with concierge services, travel benefits, and luxury perksHigh-net-worth individuals & premium users
CDE (Overseas Account)For non-residents managing finances or investing in Brazil remotelyBrazilians or foreigners living abroad
Account Types

BTGPactual Fees

Compared to industry norms, BTG Pactual has a reasonable and usually low-cost charge structure. Most of their investment products—Fixed Income, Treasury Direct, Investment Funds, etc.—come with no custody or maintenance costs; brokerage is charged regressively—the more trades you conduct, the lower the per-order price. Frequent traders will find this appealing. Fees for services like currency conversion and interest on margin (INVEST FLEX), though, are rather normal or somewhat high.

ProductCustody FeeOther Fees
Fixed IncomeZero
Treasury DirectZeroB3 custody fee: 0.25%
Investment FundsZeroManagement & performance fees apply
Private PensionsZeroEntry/exit loading rates
ExchangeContract fee: R$90.00
COEZero
Invest FlexInterest: 5.99%/month
Variable IncomeZero
CryptoassetsZeroBrokerage: 0.5%
BTG DOLZeroRegressive brokerage fee
BTGPactual Fees

Trading Platform

Trading PlatformSupportedAvailable DevicesSuitable for What Kind of Traders
BTG Banking AppiOS, Android (Mobile)Retail clients managing banking, cards, and daily payments
BTG Investments AppiOS, Android (Mobile)Investors focused on portfolio and fund investments
MetaTrader (MT4/MT5)Not availableNot suitable (not supported)
Desktop/Web TerminalNot availableNot suitable (not supported)
Trading Platform

Deposit and Withdrawal

Users find transactions affordable since BTG Pactual charges no deposit or withdrawal fees. The site also has no minimum deposit policy, so customers may begin with any sum.

Deposit Options

MethodMin. AmountFeesProcessing Time
Bank Transfer (Pix)No minimumFreeInstant
TED TransferNo minimumFreeSame business day
Remittance via ExchangeNo minimumFreeVaries by provider/country
Deposit and Withdrawal

Keywords

  • 5-10 years
  • Suspicious Regulatory License
  • Global Business
  • High potential risk

Wiki Q&A

Shoofar
Within 1 year

Can I open a demo account with BTG Pactual?

WikiFX Reply
No, BTG Pactual does not offer demo accounts, which is a significant disadvantage for traders who want to practice their strategies before committing real capital. Without a demo account, users are forced to trade live from the start, which can be intimidating for beginners or anyone unfamiliar with the platform. Personally, I find this to be a drawback, especially for newcomers who want to test the waters without taking on too much risk. A demo account would be an excellent way for users to familiarize themselves with the platform's layout, trading tools, and investment products. Without this option, it may be harder for novice investors to get comfortable with the platform, which could lead to mistakes or hesitations in real trading.
Broker Issues
BTGPactual
Platform
Account
Leverage
Instruments
07-29
United States
aariapoor
Within 1 year

What are the detailed fees of BTG Pactual broker?

WikiFX Reply
BTG Pactual offers a relatively low-cost structure compared to many other brokers, especially when it comes to its custody and maintenance fees. For most investment products, such as fixed income, treasury direct, and investment funds, there are no custody or maintenance fees, which is a huge plus for long-term investors who want to avoid unnecessary costs. The brokerage fees are charged regressively, meaning that frequent traders will pay lower per-order fees, which encourages active trading. However, it is important to note that certain services come with higher costs, such as margin interest rates for products like Invest Flex, which charge an interest rate of 5.99% per month. Additionally, there are brokerage fees of 0.5% for cryptoassets. In my opinion, the lack of maintenance fees for most products is a major advantage for investors who prioritize low-cost investing, especially for those who plan on holding assets for extended periods. However, the relatively high interest rates for margin products and the crypto brokerage fee could be a deterrent for traders who are looking to use leverage or trade in crypto. If you are an active trader or someone who uses margin frequently, these fees might add up quickly, which is something to consider when choosing BTG Pactual.
Broker Issues
BTGPactual
Fees and Spreads
07-05
United States
Yousef47
Within 1 year

What trading instruments are available at BTG Pactual?

WikiFX Reply
BTG Pactual offers a range of investment products, including fixed income, treasury direct, investment funds, and cryptoassets. These products are suitable for long-term investors looking to diversify their portfolios. However, the platform does not offer traditional trading instruments like stocks, forex, or commodities. From my perspective, this makes BTG Pactual a better fit for individuals who are looking to build wealth over time through more passive investment strategies. For active traders who prefer to trade stocks or currencies, the platform may not meet their needs. The focus on investment funds and fixed income may be ideal for people looking to invest without engaging in frequent trading, but it limits options for more dynamic, short-term trading strategies.
Broker Issues
BTGPactual
Platform
Instruments
Account
Leverage
06-17
United States
zack18
Within 1 year

Which payment methods does BTG Pactual support?

WikiFX Reply
BTG Pactual supports several payment methods, including Bank Transfer (Pix), TED Transfer, and remittance via exchange. All of these methods have no minimum deposit requirement, which makes it easier for users to start investing with any amount. The lack of fees for deposits or withdrawals is a major advantage, as it eliminates the burden of extra charges that are often found on other platforms. From my perspective, this flexibility in payment options is a huge benefit, particularly for Brazilian investors who rely on Pix for fast transactions. The no-fee policy for deposits and withdrawals is also very appealing for cost-conscious investors. However, for international users, the exchange-based remittance might take longer to process, so it's worth checking the specifics for your region.
Broker Issues
BTGPactual
Withdrawal
Deposit
05-23
United States
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