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As someone who has actively explored funding routes for trading futures, I approached Topstep with curiosity about total trading costs—especially for indices like the US100 (commonly referred to as the NASDAQ 100 futures). It’s crucial to note that Topstep restricts its offering to futures contracts, and does not provide traditional spot indices or CFDs; this means trading the E-mini NASDAQ 100 (NQ) or Micro E-mini NASDAQ 100 (MNQ) futures instead of something labeled directly as "US100". In terms of direct trading costs, Topstep’s fee structure is relatively transparent: for each round-turn trade on the E-mini NASDAQ 100, the fee is $2.80. If you choose to trade the Micro E-mini NASDAQ 100, the fee per round-turn is $0.74. There are no swap or overnight charges—this is because holding positions overnight is not allowed; all trades must be closed by the end of the trading session. Topstep does not charge deposit fees, but there can be withdrawal fees, with a minimum withdrawal amount of $125 and, for example, a $20 fee when using Wise. Additional costs to watch for are not explicitly detailed for platform or inactivity fees, so I proceed with caution and always check for updates before moving funds. Since Topstep is unregulated and funded accounts involve simulated environments before accessing real capital, I take extra care to monitor the fee schedule and ensure clarity on cost before committing to any evaluation program. For me, knowing all fixed and variable costs up front is essential, especially with proprietary firms where business models and transparency may differ from regulated brokers.