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One of the things I really like about Charles Schwab is their flexibility when it comes to account funding. When I first opened my account, I was pleased to find out that there is no minimum deposit requirement for most of Schwab’s accounts, including brokerage and Roth IRAs. This was an important factor for me, as I didn’t have a large amount to deposit initially. It made the process of opening an account quick and easy. Schwab allows you to start trading with any amount, which is a huge benefit for someone like me who wants to dip my toes into investing without making a significant upfront commitment. However, Schwab Intelligent Portfolios Premium® does require a $25,000 minimum deposit, but for most accounts, the Charles Schwab minimum deposit is $0, so it’s accessible to everyone. Schwab’s easy and flexible funding structure has made it incredibly simple to get started, and I continue to appreciate this feature every time I log into my account.