XTB Broker Exposed: What Are Other Traders Saying About This Broker?

This XTB review examines customer complaints, withdrawal concerns, trading experiences and regulatory considerations based on user feedback published on WikiFX. Read this thoroughly before trading with XTB broker.

XTB is an established forex and CFD broker operating across multiple international markets. According to WikiFX, the XTB broker holds a WikiFX Score of 7.46 out of 10 and is regulated by financial authorities in the United Kingdom, Cyprus and Indonesia.

Despite its regulatory coverage, WikiFX has issued a High Potential Risk warning concerning the broker and states that its score has been reduced due to unresolved client complaints.

▶ Have you traded with XTB? Share your reviews and experiences on WikiFX: https://www.wikifx.com/en/dealer/1561892500.html. Your feedback could help other investors make more informed decisions.

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XTB Broker Review: Regulated but is it Safe for Traders?

This XTB review examines the broker's regulatory framework, WikiScore, company background, trading platforms, available instruments and overall trading environment based primarily on information published by WikiFX.

News 2026-10-20

Further Reading

XTB Broker Withdrawal Complaints

Withdrawal difficulties are among the recurring concerns reported by users on WikiFX.

On November 6, 2025, a user from Ecuador claimed to have requested a withdrawal of $200 but received only $140. The reviewer alleged that the remaining funds had been withheld.

Another user from India reported being unable to withdraw funds in September 2025, although the review did not provide extensive details about the circumstances.

A more detailed complaint was submitted by a trader from Saudi Arabia in August 2025. The user claimed that a withdrawal had remained unresolved for more than a month.

According to the complaint, the broker attributed the delay to a rejected bank transfer. The user stated that the money had not been returned to the trading account despite assurances that the transfer would be reversed.

The reviewer also expressed dissatisfaction with customer support, alleging that repeated enquiries had received no meaningful response.

These reports raise concerns about withdrawal processing and communication. However, they remain individual user allegations rather than independently established findings of misconduct.

Other Reported Trading Issues Related to XTB Broker

Beyond withdrawal delays, some WikiFX users have raised concerns about trading conditions.

One reviewer from Iraq alleged difficulties withdrawing profits and complained about additional charges associated with the trading account.

Another user from Bolivia reported that a withdrawal to Skrill had not arrived as expected and claimed that customer support provided automated responses.

Such complaints highlight the importance of understanding withdrawal procedures, payment processing times and applicable charges before funding an account.

XTB Regulation and Warnings

When evaluating these complaints, the XTB regulation framework remains relevant.

According to WikiFX, XTB holds a Cyprus Securities and Exchange Commission Market Making License, a United Kingdom Financial Conduct Authority Forex Execution License, an Indonesian BAPPEBTI Forex Trading License and an Indonesia Commodity and Derivatives Exchange Derivatives Trading License.

These authorisations establish regulatory oversight across several jurisdictions. However, regulation XTB does not guarantee that individual customers will never encounter operational difficulties.

WikiFX currently records 21 complaints in its broker risk alert and has reduced the broker's WikiFX Score because of unresolved complaints.

Conclusion: XTB Broker User Comments

Anyone assessing XTB should verify the applicable legal entity, understand withdrawal requirements and retain records of transactions and communications.

Although XTB operates under several recognised regulatory authorities, its WikiFX complaint history demonstrates why regulatory status and actual customer experiences should be examined together.