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From my own analysis of United Trust Bank, it's important to clarify that this institution is primarily focused on traditional banking products such as savings, deposits, and lending rather than offering the range of forex trading accounts that I’m used to seeing at dedicated forex brokers. When exploring their account offerings, I found that they provide personal accounts, ISA accounts for tax-free savings, business accounts, and charity accounts. Each is tailored to a specific client—individuals, businesses, trusts, or organizations—with varying interest rates and features relevant to their category. For example, ISAs offer tax advantages for individuals, while business and charity accounts are designed for secure management of organizational funds. What sets these accounts apart, in my experience, is not advanced trading functionality but their alignment with customer profile and needs for stability and returns. I noticed no mention of ECN, STP, or leverage options typical of forex brokers, nor any detailed trading platforms provided for speculative trading. Instead, United Trust Bank emphasizes security, FCA regulation, and bespoke deposit solutions, particularly for clients with significant capital. As a trader, I must say these options are fundamentally different from trading accounts and are meant for capital preservation and management, not leveraged trading activity. Anyone seeking an active trading experience should critically evaluate whether this bank fits their risk and trading needs.