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In my experience, when evaluating a broker like CENTRAL, it's important to look closely at all potential costs associated with moving funds in and out of your account. Based on the available information, CENTRAL does not impose direct fees on deposits—methods such as overseas wire transfer, Hong Kong FPS, and local bank transfers are all supported, and the details provided don't mention any broker-specific deposit charge. Nevertheless, it's wise to keep in mind that the intermediary banks involved in overseas transfers often deduct their own fees, so the final credited amount may be somewhat reduced. Withdrawal fees at CENTRAL, however, do exist and vary by method. For example, if I request a check payment, there is no fee and funds are usually available the next business day, which is quite straightforward. For local transfers within Hong Kong, a bank-determined fee applies, plus an extra HKD 50. For overseas wire withdrawals, the bank sets its own charge, while CENTRAL adds a fixed HKD 100 fee. Processing times typically range from same-day to two business days, and instructions must be submitted before noon for prompt handling. As always, the broker’s fee structure may change or depend on the banking partner, so before transacting, I make it a habit to confirm details directly with customer service to avoid surprises. This careful approach helps me account for all possible friction costs when planning deposits and withdrawals.