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ANZ does not specify a minimum deposit requirement for most of its accounts. Whether you’re opening a savings account or a transactional account, you can start with any amount that suits you. This flexibility allows customers to begin banking with ANZ without the need for a large initial deposit. From my perspective, this is a significant advantage, especially for individuals who may not have a lot of funds available to open an account. It also allows new savers to get started without feeling pressured by a minimum deposit threshold. However, for those looking for an ANZ trading account, keep in mind that such accounts are not available, and this flexibility applies to personal and savings accounts only.