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OFX provides a transparent fee structure with no hidden charges for account applications, deposits, or withdrawals. The company generates revenue from the spread between the interbank rate and the rate it offers to customers. This spread is much smaller than the markup typically charged by traditional banks, which makes OFX an attractive choice for those who need to send money internationally. The OFX reviews consistently highlight the low cost of transferring money compared to other services. However, it’s important to keep in mind that while there are no direct fees for deposits or withdrawals, the spread still affects the overall cost of your transaction. The OFX login system allows easy tracking of exchange rates before making a transaction, which is useful for calculating the total cost. In my experience, the transparency of their pricing structure makes OFX a reliable choice, but I always check the rates before proceeding with a large transfer to avoid any unexpected costs.